Credit Risk

Curriculum

The curriculum is structured to view the varying levels of credit risk management efforts, from risk identification to board level mitigation strategies. The training will enable opportunities for better risk forecasting and predicting. The programme is designed for executive level participants and participants who have reasonable experience in credit risk management

Scope

All master class are designed to work with a required level of intensity dictated by the client who for most part are executive members of their institutions. However, for a general view the programme has a minimum facilitation period of 2days (crash course).The course at any intensity will is designed to address the following Credit Risk Management subject matters

  • Credit Risk Life Cycle: – Review of cycle involving the access to credit by borrowers
  • Country Risk Assessment– An overview of domestic risks which could create risk to borrowers and lenders
  • Qualitative and Quantitative Credit Analysis Techniques– An empirical approach to credit risk analysis and assessment
  • Review and Approvals

Learning Objectives

At the end of the programme participants will be able to

  1. Analyse key risks in credit/lending decisions
  2. Analyze and interpret risks and trends in the economy, industry and borrower’s business with the help of analytical tools and methods
  3. Understand qualitative and quantitative parameters of credit analysis
  4. Conduct credit assessment in a professional and structural manner
  5. Perform financial analysis and interpret as part of credit decision process
  6. Understand and apply credit rating methods of measuring credit risk
  7. Understand the credit lifecycle and various stages of lending decision-making
  8. Prepare credit approval notes that are succinct and comprehensive
  9. Access early warning signs of credit quality deterioration for corrective action

 

 

Risk Managers Association of Nigeria in its quest to promote best practices in risk Management has developed the under listed to impart skills, knowledge and guide the conduct of members and risk management staff who aspire to become professionals.