Risk Tips Issue 9: Credit Risk #1

  • Dec 08, 2016

What Is Credit  Risk

A credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. When lenders offer borrowers mortgages, credit cards or other types of loans, there is always an element of risk that the borrower may not repay the loan. Similarly, if a company offers credit to its client, there is a risk that its clients may not pay their invoices. Credit risk also describes the risk that a bond issuer may fail to make payment when requested or that an insurance company won't be able to make a claim. Read More

Quick Pick

People Risk and Organizational Leadership

What is People Risk and Its Co-relatedness to Leadership

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Chief Risk Officers' Time-Out Dinner

DATE: 18th of May, 2018 Time: 6.00pm Venue: Oriental Hotel Lekki Expressway, Victoria Island, Lagos. Host: Dr. Jude Monye (Acting MD/CEO, Heritage Bank/Predident, RIMAN Chief host: Ms. Folakemi Fatogbe (Director, Risk Management, Central Bank of Nigeria/ Chairman BoT, RIMAN) Sponsored by Keystone Bank Limited 

18th Annual International Risk Conference/AGM

2018 Annual International Risk Conference /AGM DATE:   June 7th – 8th 2018 Time: 08.00am – 05.00pm Venue: Eko Hotels & Suites, Victoria Island, Lagos. Theme: NAVIGATING SOCIO-ECONOMIC RISK IN NIGERIA ECONOMY Conference Fees:N80, 000 – Single Participant,                              N70, 000 – 3 Participants and above,                              N60, 000 for…

1st Set of Certifed Risk Managers (CRMs) in Nigeria

1.  KAMORU AJANI ADEYEMI      HERITAGE BANK PLC.   2. AJOLOKO AYINDE AYODELE     NIGERIA DEPOSIT INSURANCE CORPORATION (NDIC)   3. ADEBAYO AYODELE FAMAKINWA     CENTRAL BANK OF NIGERIA (CBN)   4. GRACE OLUWAFUNKE ABIOYE     SECURITIES & EXCHANGE COMMISSION (SEC)   5. UDONSI MBA ONUOHA     HERITAGE BANK PLC.  …